Maine Auto Insurance

Maine State motto: "Dirigo (I direct or I lead)"Most people live on a budget and try to squeeze every last penny out of each dollar they earn. One way to do this is by checking your auto insurance rates. It's possible that you may be paying way too much to insure the family vehicle. That's where onlineinsurance.net comes in. We can help you assess your situation and provide you with many different options for insuring your vehicle. We provide one-stop shopping, allowing you to compare rates between multiple companies and choose the coverage that best fits your need. Maine residents, stop paying too much and start saving with onlineinsurance.net today.


Maine Auto Insurance Requirements

Maine state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage with 50/100 UM limits.

Maine Coverage:

Bodily Injury Liability: $50,000/$100,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Medical Payments: $1,000 Limit

The state of Maine follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.

Medical Payments (MP) coverage pays for the medical and funeral expenses for you or others hurt or killed in an accident while riding in or driving your car. Maine state law requires a minimum Medical Payment coverage of $1,000.

To help protect against damages caused to you and your passengers by an uninsured driver, Maine state law requires a minimum Uninsured/Underinsured Motorist coverage of $50,000 per person up to a total of $100,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver (depending on the state).

We can assist anyone living in Maine with his or her auto insurance needs. Whether you live in a big city or a small community, onlineinsurance.net has the resources to save you money on your auto insurance.

In 2003, the residents of Maine were paying approximately $730 annually for their auto insurance. This rate is well below the national average of $914 for the same time. However, since insurance rates are continually changing, you still might be paying too much for your auto insurance. Instead of settling for second best, let the team at onlineinsurance.net assist you in determining whether or not you have the best and most inexpensive coverage available.

From 1999 to 2006 auto insurance rates steadily increased each year; however, in 2007 there was a .5% to 1% decrease in rates over the previous year. At onlineinsurance.net, we understand that rates continually change and strive to keep you paying the minimum. By gathering all the insurance companies together, we can save you the time and legwork when it comes to shopping for a policy. Insurance companies want your business and are willing to attempt to beat the competition, which gives you a decrease in rates.

Not all states are the same when it comes to insurance regulations. If you are interested in how Maine stacks up against the other states, be sure to visit the U.S. Auto Insurance Requirements page to find out more.

In 1999, citizens of Maine paid an average of $591, but over the course of the next four years, rates increased 23.52%. Needless to say, some people are paying far too much for their insurance in Maine. In addition, not all residents of Maine will pay the same for their insurance. Rates vary within states and take into consideration the number of accidents, drive time, fatalities, and auto thefts. Isn't it time to start your quote and start saving money?

Onlineinsurance.net is dedicated to providing all drivers with fair and accurate rates. We don't care if you have never had an accident, or if you have encountered a few problems along the nation's roadways, we want you to save money on your auto insurance. We will continue to provide new partners, ensuring that your auto insurance rates are as inexpensive as possible. To start your quote, just give us a bit of information and in less than twenty minutes, you can have a quote and a new policy for your Maine auto insurance.

Looking for auto insurance in another state? We can provide quotes for all fifty states. Enter you zip code or select your state to begin your quote.



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