Minnesota Auto Insurance

Minnesota's State motto: "L'etoile du Nord ("The north star")"

If you are looking for a reliable auto insurance policy in the state of the north, then you have come to the right place. Onlineinsurance.net is your trusty portal for the most dependable and competitive insurance carrier in Minnesota. Onlineinsurance.net believes in strong competition to bring out the best services and widest choices for auto owners. With our service, you can get auto insurance quotes easily and compare them with each other to give you more information. With a large stock of information, you can make an auto insurance decision and get a good deal and the right coverage. Getting an auto insurance that you are truly comfortable with starts by going out and finding them actively. The best rate last year may not be the best rate today!


Minnesota Auto Insurance Requirements

Minnesota state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 30/60/10 coverage with 25/50 UM limits.

Minnesota Coverage:

Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $40,000 Limit

The state of Minnesota follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.

Personal Injury Protection (PIP) in your coverage helps pay for "reasonable and necessary" medical expenses for you and your passengers. Minnesota state law requires a minimum Personal Injury Protection coverage of $40,000.

To help protect against damages caused to you and your passengers by an uninsured driver, Minnesota state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver (depending on the state).

Find the auto insurance that you need for your city or any other cities and counties in Minnesota. Read on and find the best auto insurance quotes now!

Residents spent an average of $929 for an auto insurance premium in 2003, which is higher than the national average of $914. While companies and the state do not regulate auto insurance rates, some people believe that the first price is the best price, and they do not bother to look for better rates. In fact, insurance companies calculate their rates differently to present you a set of services that you can choose from. It is just a matter of taking the time to find the best auto insurance premium for you and see if you are saving money, Onlineinsurance.net eases the insurance selection process by having the most reliable insurance companies in one spot with their set of competitive prices and discounted rates in Minnesota. This way, the average Minnesota resident has a better chance of finding a low rate on their premiums.

The year 2007 marked the first decrease of auto insurance rates since 1999. 2007 saw a decrease in auto insurance rate of 0.5% to 1% from 2006. In the new year of 2008, rates are expected to rise again. Onlineinsurance.net will help you pin down the best rates available this year and even get a lower than average rate when you shop. We believe in bringing competition to your doorstep and lower costs through mass information!

Click and visit the U.S. Auto Insurance Requirements page to find how Minnesota state laws compare to other states.

Auto insurance rates are variable every year, especially in Minnesota. You must find out what the best rates are out there, or you might end up paying too much for you insurance premium. Looking back, the average auto insurance rate at the turn of the millennium was about $763. Compared to 2003, this represents an increase of 21.76%. Since 2003, the auto insurance rates have gone up and down. Have a better read of the auto insurance market and start saving now. A quick time spent on onlineinsurance.net may be all it takes to find the best rates in Minnesota.

Even though you don't have a clean driving record, onlineinsurance.net can still give you the best rates for all situations. Whatever your driving record is, we believe in helping auto owners become more educated when it comes to the auto insurance market, so you can get the best rates in Minnesota. Onlineinsurance.net allows you to find and compare rates all on one site. If you are a proud resident of the North Star state, onlineinsurance.net is your portal for everything about auto insurance.

Looking for auto insurance in the North Star state? We at onlineinsurance.net provide low cost premiums and quotes for all 50 states. Find a quote from another city or state by filling in the zip code field above, and look at the enormous savings that are waiting for you on our site. For more information, choose a different state below.



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