Rhode Island Auto Insurance
State motto of Rhode Island: "Hope"
Affordable and competitive rates on your auto insurance are within your grasp when you compare the rates available at onlineinsurance.net. With the strong reliable insurance carriers, we are pleased to be able to bring the competition in the auto insurance industry right to your computer. Shop the various carriers and compare their rates so that you get the best and most affordable auto insurance policy for your needs. The whole process at onlineinsurance.net is stress free. You can compare rates and even purchase your auto insurance policy online in less than 20 minutes. Start saving money on your auto insurance by comparing our rates and you will see why onlineinsurance.net is the best online auto insurance marketplace. Just remember that last year's best rate may not be the best rate you can get this year.
Rhode Island state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
Rhode Island Coverage:
Bodily Injury Liability: $25,000/$50,000 LimitProperty Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
The state of Rhode Island follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, Rhode Island state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver (depending on the state).
Get affordable auto insurance rates for your city in Rhode Island or look at the rates for other cities in the state. Shop onlineinsurance.net.
In 2003, residents of Rhode Island paid an average of $1,156 for auto insurance. This was significantly higher than the national average of $914. Don't be misled in thinking that you can't get a better deal because the auto insurance rates are set by the companies or the state regulatory agency. All insurance companies have different rates for different situations, so it does pay to shop around. Start saving money now with onlineinsurance.net to help you find the most affordable auto insurance in Rhode Island. Our competitive rates will help you keep some of your hard-earned money.
In 2007, auto insurance rates fell about 0.5% to 1% from the 2006 rates. This was the first such decrease since 1999. Rates are expected to start to increase again in 2008 because of the cyclical nature of auto insurance. With onlineinsurance.net, you can take advantage of technology to help you find the most affordable rates and save both money and time.
See how the state laws for auto insurance in Rhode Island compare with those of other states in the country when you visit the page on our site devoted to U.S. Auto Insurance Requirements.
You do need to be aware of the changes in auto insurance rates when you live in Rhode Island. You could be paying out too much money in annual premiums. Auto insurance increased by 18.93 % from 2000 to 2003 and since then the rates have fluctuated yearly. Just ten minutes of your time at onlineinsurance.net will show you how you can start saving money with this necessary expense.
Whatever your driving situation might be, onlineinsurance.net can tailor a policy to meet your Rhode Island auto insurance needs. We cater to those with perfect and not so perfect driving records and offer the most affordable rates for every situation. Compare the rates and make your purchase completely online or by telephone. With our reliable carriers, onlineinsurance.net is committed to giving residents of the Ocean State the best possible auto insurance rates.
If you need information about auto insurance in a state other than Rhode Island, you can get that at onlineinsurance.net as well. We provide competitive rates for all 50 states. Just click on the state link to bring you to the information than you need.
Get started saving money on your auto insurance by simply entering your zip code in the box above to request a free quote.
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